TERMS & CONDITIONS

1. Acceptance of Terms

Welcome to 26 CAPITAL GROUP. By accessing our website, submitting a funding application, or engaging with our services, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our services.

We reserve the right to modify these Terms at any time. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

2. Services Overview

26 CAPITAL GROUP is a direct lender providing business funding solutions, including but not limited to:

• Working Capital Loans
• Revenue-Based Financing
• Equipment Financing
• Business Expansion Funding
• Short-Term Financing
• Commercial Real Estate Financing

All funding is subject to approval based on eligibility criteria, creditworthiness, and business evaluation. We reserve the right to decline any application at our sole discretion.

3. Eligibility Requirements

To apply for funding, you must:

• Be at least 18 years of age
• Operate a legally registered business entity in the United States
• Provide accurate and complete information in your application
• Have the legal authority to bind your business to a funding agreement
• Maintain compliance with all applicable federal, state, and local laws

4. Application Process

By submitting an application, you represent and warrant that:

• All information provided is true, accurate, and complete
• You have not omitted any material information that may affect the application
• You authorize us to verify all information provided
• You consent to credit checks, background verification, and business evaluations

Submission of an application does not guarantee approval. We may request additional documentation or information at any time during the review process.

5. Funding Terms & Repayment

If your application is approved, you will receive a detailed funding agreement outlining:

• Total funding amount and disbursement schedule
• Interest rates, fees, and total cost of capital
• Repayment terms, schedule, and method
• Default provisions and remedies
• Any collateral or security requirements

You must review and sign the funding agreement before any capital is disbursed. By signing, you agree to all terms, conditions, and obligations outlined in the agreement.

Default & Consequences

Failure to make timely payments or comply with the funding agreement may result in:

• Late fees and penalties as specified in your agreement
• Acceleration of the full outstanding balance
• Negative impact on your business credit
• Legal action to recover amounts owed
• Reporting to credit bureaus and collection agencies

6. SMS Terms & Conditions

Consent & Opt-In

Your consent to receive SMS messages is completely voluntary and obtained through an express opt-in process on our contact form or application. You are not required to consent to SMS communications as a condition of applying for or receiving funding from 26 CAPITAL GROUP.

Message Frequency

Message frequency may vary depending on your account activity, application status, and communication needs. You may receive:

• Application status updates
• Funding approval notifications
• Payment reminders and due date alerts
• Account servicing messages
• Important policy or service updates

Message & Data Rates

Message and data rates may apply based on your mobile carrier's pricing plan. You are responsible for any charges imposed by your carrier. We do not charge you for receiving our text messages, but standard carrier rates will apply.

Opt-Out Instructions

You may opt out of SMS communications at any time by:

• Replying STOP to any text message you receive from us
• Contacting us at nissim@26-cap.com with your opt-out request
• Calling our office during business hours to request removal

Once you opt out, you will receive a final confirmation message, and no further SMS communications will be sent unless you opt in again.

Help & Support

For assistance with SMS messages or to update your mobile number, reply HELP to any message or contact us directly at nissim@26-cap.com.

Important Notices

Consent is NOT a condition of purchase. You may choose not to receive SMS messages and still access all of our funding services. Your eligibility, approval, and terms will not be affected by your SMS opt-in status.

We will never share or sell your mobile phone number to third parties for their marketing purposes. Your number is used solely for communications directly related to your business relationship with 26 CAPITAL GROUP.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of 26 CAPITAL GROUP and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Reproduce, distribute, or display our content without written permission
• Use our trademarks, logos, or branding without authorization
• Modify, reverse-engineer, or create derivative works from our website or materials
• Use automated tools to scrape or harvest data from our site

8. Prohibited Uses

You agree not to use our website or services for any unlawful or prohibited purpose, including:

• Providing false, misleading, or fraudulent information
• Impersonating another person or entity
• Attempting to gain unauthorized access to our systems
• Transmitting viruses, malware, or other harmful code
• Interfering with the proper functioning of our website
• Using our services to violate any applicable law or regulation

9. Disclaimers & Limitations of Liability

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee:

• Uninterrupted or error-free operation of our website
• Approval of any funding application
• Specific funding amounts, terms, or timing
• Accuracy of third-party information or links

To the fullest extent permitted by law, 26 CAPITAL GROUP shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services, including but not limited to lost profits, business interruption, or data loss.

10. Indemnification

You agree to indemnify, defend, and hold harmless 26 CAPITAL GROUP, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including legal fees) arising from:

• Your violation of these Terms
• Your use or misuse of our services
• Your breach of any representation or warranty
• Your violation of any third-party rights

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through:

• Good faith negotiation between the parties
• Binding arbitration in Brooklyn, New York (if negotiation fails)
• The courts of New York State (for matters not subject to arbitration)

You waive any right to participate in class action lawsuits or class-wide arbitration against 26 CAPITAL GROUP.

12. Privacy & Data Protection

Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to the practices outlined in our Privacy Policy.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it enforceable.

14. Entire Agreement

These Terms, together with our Privacy Policy and any signed funding agreements, constitute the entire agreement between you and 26 CAPITAL GROUP regarding your use of our services and supersede all prior agreements, understandings, and representations.

15. Contact Information

For questions, concerns, or inquiries regarding these Terms & Conditions, please contact us:

26 CAPITAL GROUP
1236 Bergen Ave
Brooklyn, NY 11234
Email: nissim@26-cap.com